July 12, 2026
By Jordan Lee, merchant-pricing documentation editor with nine years in payments-support writing (editorial persona)Last reviewed: July 12, 2026 Gravity Payments allows participating merchants to add a surcharge of up to 3% to eligible credit-card transactions. Debit and prepaid cards must Read more…
By Lena Ortiz, merchant-support documentation editor (editorial persona based on a nine-year payments-support profile)Last reviewed: July 12, 2026 Gravity Payments merchants can use the Virtual Terminal inside Gravity Dashboard to process a Sale, Authorization, Capture/Force, Void or Refund without a Read more…
By Alex Morgan, merchant-operations editor with nine years of payment-support documentation review (editorial persona)Last reviewed: July 12, 2026 Gravity Payments says integrated-payment funding normally takes 24 to 48 hours, depending on the daily batch-out time. A missing deposit should first Read more…
By Marissa Cole, merchant-reporting documentation editor with eight years reviewing payment-support materials (editorial persona)Last reviewed: July 12, 2026 Gravity Payments says merchants should receive Form 1099-K by January 31 for reportable payment activity from the previous calendar year. The figure Read more…
By Jordan Lee, merchant-statement documentation editor (editorial persona based on nine years of payment-support research)Last reviewed: July 12, 2026 Gravity Payments statements are available from the Statements section of Gravity Dashboard, while individual settlement groups appear under Batches. To explain Read more…
By Morgan Hale, merchant-account operations editor (editorial persona for a nine-year payments-support beat)Last reviewed: July 12, 2026 Gravity Payments allows eligible owners and authorized signers to request a deposit-bank change through Gravity Dashboard. Business ownership changes must be handled through Read more…
By Elena Brooks, merchant-security documentation editor, eight-year support beat (editorial persona)Last reviewed: July 12, 2026 A caller claiming to represent Gravity Payments should not ask a merchant to run a “terminal test,” process a refund, disclose account passwords or install Read more…
By Maya Grant, merchant-reconciliation documentation editor (editorial persona based on an eight-year support profile)Last reviewed: July 12, 2026 Use a void when a Gravity Payments card transaction has not settled. Use a refund after the transaction has batched, or when Read more…
By Alex Morgan, editorial reviewer of merchant-support documentationLast reviewed: July 12, 2026 Gravity Payments merchants can request remote payments through Dashboard payment links, text messages and, when enabled for the account, ACH bank transfers. A link may be created for Read more…
By Jordan Lee, merchant-onboarding documentation editor (editorial persona)Last reviewed: July 12, 2026 Gravity Payments says account approval normally takes one to two business days, followed by two to three business days for equipment shipping. That does not necessarily mean a Read more…